FOLIO FINANCE
■ Folio Finance is a corporate finance brokerage servicing mid market enterprises and ASX listed companies.
about us
Folio Finance was established in 2005, focusing on advisory services for medium-sized corporates and ASX-listed companies.
We concentrate on niche funding areas, where market expertise is limited and traditional products and advice fall short, delivering solutions that unlock opportunities others may have missed.
Our services are divided into two focused brands: Folio Corporate and Folio Property.
$1 Billion in loans settled
FOLIO CORPORATE
We advise mid-market private companies and ASX-listed groups on balance sheet optimization for growth, acquisitions, buyouts, and workouts. In these underserved segments, we utilize products with limited availability in the Australian market.
01
■ ASSET BASED LENDING
Funding secured against current assets like accounts receivable or inventory. This approach prioritizes asset quality over traditional cash flow metrics, enabling a covenant-light structure suitable for businesses with variable profitability or expansion needs.
02
■ R&D Lending
Funding secured against Australian Taxation Office (ATO) R&D Tax Incentive refunds, providing access to capital in a niche where few lenders operate due to the specialized knowledge required for rebate eligibility and security.
03
■ Intellectual Property
Intellectual Property [IP] involves securing loans against intangible assets such as patents, trademarks, copyrights, or licensing revenues, typically through asset-based lending (ABL). Unlike traditional loans that rely on property or cash flow, IP funding focuses on the value and liquidity of IP assets to calculate an advance rate to support your funding needs.
FOLIO Property
Folio Property provides a comprehensive suite of portfolio solutions tailored for property investors and developers. Our lending options span the entire capital stack, encompassing senior debt, mezzanine financing, and equity investments. We offer end-to-end project management across the full development lifecycle, from acquisition and construction to post-construction phases.
01
■ construciton
We advise mid sized builders and developers on construction funding, covering the full capital stack from senior debt to mezzanine and equity. We step in when traditional lenders may not offer comprehensive structures for your project and capital needs.
02
■ Site Acquisition LEnding
Site acquisition lending supports the purchase of land for future development, covering stages from raw or zoned parcels to sites with approved permits.
03
■ Residual Stock Lending
Residual stock lending finances the holding of completed development units or lots until sale, often transitioning from construction facilities or replacing them post-completion.
04
■ MEZZAINE LENDING
Mezzanine lending supplements senior debt in commercial property finance, offering second-ranking loans for 10-20% of the capital stack when primary funding falls short.
05
■ Preferred Equity
Preferred equity provides ownership-like investment in commercial property, positioned above common equity but below debt in the capital stack, often covering 10-20% of costs. It may involve fixed returns, interest, or profit shares, with repayment from project cash flows after debt.
06
■ Investment LENDING
Investment lending involves a single advance at the start of the term for properties that will remain largely unchanged during the loan period.
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